Vadim Verkhoglyad

Principal Analyst

Vadim Verkhoglyad is principal analyst at dv01.

Loan modifications

The ongoing reporting weaknesses in mortgage lending

In order for investors to gain confidence in the health of the mortgage market and the broader economy, the industry needs a more modern and innovative approach to how we report modifications.

By Vadim Verkhoglyad

November 11

TRENDING

CFPB

CFPB sues 1st Alliance alleging improper LO licensing

The suit is likely to be watched closely by the broader industry because its outcome may help to define the roles licensed loan officers must play in consumer-direct operations to be compliant.

By Bonnie Sinnock

5h ago
Earnings

Mortgages surprisingly resilient in early bank earnings: KBW

While some industry forecasts predicted origination volumes would fall 7% quarter-to-quarter in 4Q, early earnings numbers from Wells Fargo, JPMorgan Chase, Citi and PNC Bank show they were down just 3% when purchased loans are excluded.

By Bonnie Sinnock

6h ago
Originations

Fannie and Freddie boost 2021 forecasts due to vaccine distribution

Despite mortgage rates expected to rise modestly in 2021, a bolstered Biden administration stimulus package and COVID-19 vaccination efforts bring promise for economic recovery.

By Paul Centopani

7h ago