Compliance & Regulation

Accurate data is critical in the mortgage business. Yet, we often forget exactly how much data goes into every loan file, and that the amount of data continues to grow every year.

The Federal Housing Administration's new foreclosure relief options for nonborrowing spouses of reverse mortgage customers will increase loan servicers' costs, and some question how many consumers they will actually help.

WinWater Home Mortgage is preparing another plain-vanilla private-label residential mortgage securitization.

Efforts by investors in the government-sponsored enterprises to find a more friendly court to challenge the government's management of Fannie Mae and Freddie Mac fell flat in Iowa.

While many of the lenders and investment firms seeking to profit from higher-risk mortgages are working to revive the business of bundling such loans into bonds, Citadel, one of the biggest players, is in no rush to see that happen.

When Seattle Mayor Ed Murray created a blue-ribbon panel on housing affordability in September, he used the word "urgency."

Standard & Poor's $1.5 billion settlement with the U.S. Justice Department, more than a dozen states and the biggest U.S. pension fund today will let the world's biggest rating company move beyond a bruising legal battle, at a steep cost.

President Obama's 2016 budget plan tackled a host of big picture items for mortgages, including Dodd-Frank reform, FHA lending and GSE reform.

Government-backed U.S. mortgage bonds posted their worst monthly returns relative to Treasuries since the 2008 financial crisis as the $5.5 trillion market braces for a surge in homeowner refinancing.

The widespread return of the subprime mortgage business will be the big event for the mortgage industry in 2015.