Compliance & Regulation

When writing your own State of the Union presentation, skip to the part where you lay out the vision for what your company will be in the future.

Top housing economists don’t think an Oil Patch slowdown will result in a weaker national housing market.

Hearing arguments in Texas case, Justice Scalia and others were skeptical that the controversial legal theory used in fair housing cases should be invalidated.

Five Star Bank is the latest financial institution to settle claims that it avoided lending to minorities. More redlining cases can be expected, industry experts say.

Ocwen Financial Corp. named two new members to its board of directors as the nonbank servicer works to repair its image in the eyes of regulators and investors.

Julian Castro, secretary of housing and urban development, said 2015 will be a year of "housing opportunity" as the economy continues its rebound.

Standard & Poor's is close to an agreement to pay $1.4 billion to settle claims by the Justice Department and states attorneys general that it inflated subprime mortgage-bond ratings before the financial crisis, according to two people with knowledge of the talks.

Standard & Poor’s agreed to a one-year suspension from rating certain commercial mortgage bonds and $80 million in fines to settle charges with the Securities and Exchange Commission and the New York and Massachusetts Attorneys Generals offices.

The Consumer Financial Protection Bureau recently issued a report showing that nearly half of all mortgage borrowers did not comparison shop. Will additional disclosure help if consumers don't use it?

Mortgage brokers and nonbank lenders who operate outside the reach of federal bank regulators are thriving in Canada after the country introduced a half-dozen mortgage rules since 2008 to cool its soaring home prices.