Compliance & Regulation

Community banks are fighting a plan unveiled by the Federal Housing Finance Agency that would force many banks and thrifts to maintain at least 10% of their assets in the form of home loans or mortgage-backed securities.

Not every distressed borrower can, will or should get a modification. But in cases where they make sense, mod decisions should be swift and significant.

There are steps all of us can take in order to make certain our identities are not stolen, because any of us can become a victim.

One reason so many federal thrifts have switched to other charters is that the Qualified Thrift Lender test impedes their commercial lending. However, a top regulator says he wants it eliminated.

More regulations and higher costs are causing an increasing number of smaller financial institutions to consider having someone else originate loans for them.

The herky-jerky revival in residential real estate is causing headaches and strategic concerns for banks everywhere.

Edward J. DeMarco, who worked to shrink Fannie Mae (FNMA) and Freddie Mac (FMCC) as their U.S. overseer after the 2008 financial crisis, started a new job this week: senior fellow at the Milken Institute's Center for Financial Markets.

In less than one year, the new RESPA/TILA integrated disclosure final rule will take effect, impacting all aspects of lenders' origination processes and technology.

The time has come for residential private-label mortgage-backed securities in Canada, but the market will look nothing like the United States'.

Fannie Mae is planning to sell 10-year benchmark debt in the first offering of its type from a government-sponsored enterprise in more than two years, according to FTN Financial.