Compliance & Regulation

Fixed mortgage rates came in lower on average week-to-week, but Federal Reserve minutes suggest a reduction in rate-lowering bond purchases is in the works.

Retail loans dominate one deal. A mix of property types back the other one.

Federal judges have ruled no valid claims of fraud exist against MERS in which plaintiffs claimed the company’s role in a deed of trust caused them injury.

Individual deal exposures are minimal, for the most part. The area the tornado hit contained about 100 properties, according to Standard & Poor’s.

Officials generally expect ongoing improvement in the labor market that would warrant trimming the Federal Reserve’s mortgage-backed security and Treasury bond buying.

Many lenders are worried they may face more disparate impact cases once the Consumer Financial Protection Bureau's new mortgage rules go into effect in January.

The mortgage industry’s shift toward a purchase-driven market increases the risk of fraud, and that was evident in the third quarter, particularly for jumbo loans.

The issue centers around lender-paid compensation and where would it appear on those documents.

Underutilized low-income housing tax credits used to fund apartment construction could help offset a decline in multifamily financing availability, if lenders are willing to lower their minimum loan sizes.

The bureau proposes to resolve the conflict between the servicing rules' notice requirements with bankruptcy law by exempting servicers from both the periodic statements and the early intervention requirements of the servicing rules for borrowers who have filed for bankruptcy.