Compliance & Regulation

Servicers are still finding ways to cope with heightened regulatory scrutiny and continue to evaluate options to increase efficiencies while maintaining legal compliance.

There is an area of agreement between the government and the industry that minorities aren’t being served.

Taking away this option could affect affordable housing lending.

Tighter underwriting standards, strong farm income and relatively low loan-to-value ratios should provide a cushion if a downturn occurs.

The ratings agency is adjusting its rankings as competition between lenders increases amid surging sales.

The proposed legislation would require the Federal Emergency Management Agency to study and address affordability issues as well as postpone controversial insurance price hikes.

Arbitrary standards are forcing people who otherwise would be good credits out of the market, says Lewis Ranieri.

The White House’s resolve to replace DeMarco is intensifying.

Galante getting closer to re-examining pricing policies but don’t expect premium reductions anytime soon.

The attorney general is attempting to make an “end-run” around the mechanism for testing whether banks are complying with the settlement and for fixing violations.