Compliance & Regulation

Is the Consumer Financial Protection Bureau taking a page from the NCAA?

The default rate for first mortgages was 1.25% in July, up from last month’s low point of 1.23%, while second mortgage defaults “remained flat since last month at its historic low of 0.54%.”

From January 2012 to December 2012, there were 69,277 MLF SARs reported compared to 92,561 throughout the year before.

A poster on the Mortgage Grapevine is asking for what originators and borrowers have experienced using credit repair services.

With new outsourcers appearing every day, it is time to revisit the dos and don’ts of vendor selection and management.

Although the UBS settlement does not create a formal precedent, Fitch expressed that its high costs relative to the outstanding portfolio amount might lead to different provisions at other banks.

Fannie Mae is putting another Benchmark Notes offering in the pipeline, a new issue five-year deal due Sept. 18, 2018.

CFPB Director Richard Cordray talks about what he sees as the agency's top accomplishments to date and its biggest challenges ahead.

Community bankers are scrambling to update their playbooks to comply with a litany of new mortgage rules.