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Sergei N. Freiman is a marketing advisor at awezzom. He works to encourage, support and facilitate competence among experts of professional services firms. He has worked in Europe and the United States, co-founded and managed five companies, and has 20 years of business development experience. Today he lives in New York City with his wife and a teenage son.

This represents a gradual rise in activity, not the tsunami that many feared would take place as COVID-era moratoriums wind down, Auction.com said.

The demographic accounted for 9.2% of all mortgages in 2021 and is estimated to make up 56% of all new homeowners by 2030.

Community Financial Credit Union is partnering with the hosts of "Bargain Block" to renovate low-cost homes and help prospective buyers qualify for their first mortgage.

Carl Richards is the chief brand officer at Elements, a software company for advisors, and the author of the former "Sketch Guy" column in The New York Times.

Only about $4.27 billion of the bonds have been issued so far this year, down from $29.38 billion at this same point last year, according to data compiled by Bloomberg based on deals without government backing.

The biggest gaps are in cities with the largest concentrations of people in this demographic, a LendingTree study of the 50 largest metro areas found.

Interest rate increases and economic concerns led the government entity to lower the required amount from $1 million to $250,000.

Sebastian Morgan is a career expert and digital content writer at Resume Genius, where he writes about employment and productivity. He's written for a number of publications including NewsLens International, Time Out, and Taiwan Scene.