The mortgage industry's digital transformation is revolutionizing the home buying experience and upending the status quo for lenders and servicers. The Digital Mortgage Conference is the premiere event exclusively dedicated to these developments, bringing over 1,500 professionals to Las Vegas on Sept. 17-18 for keynote speakers, panels and the main attraction: live product demos showcasing the latest mortgage innovations.

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The impairment rate for securitized non-qualified mortgages improved a little in August after increasing slightly the two previous months.
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Households with no income or a debt-to-income ratio greater than 55% qualify for reinstatement of their loans plus up to three months of future outlays.
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The San Francisco bank tallied $2.2 billion in net operating losses, higher than in any quarter since late 2017. The charges offset what otherwise would have been a strong third-quarter performance.
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As Vice President of Human Resources, Jena is responsible for executing a modern and scalable HR structure within the company. She manages all Human Resources programs, policies, procedures, and services, and her depth and breadth of experience with people and culture, and the application of that knowledge, are incredibly valuable.
Jena joined Central in 2020 as our Director of Organizational Development, focused on leadership development and employee engagement, as well as our employees' mental health and well-being. Before Central, she held the Senior Organization Development Psychologist/Consultant role with the Department of Veterans Affairs.
Jena earned a Bachelor of Science in Psychology from The Ohio State University and a Masters in Psychology and a Doctorate in Clinical Psychology from Indiana State University.
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The slight increase was the first seen since May 2020, according to the Federal Housing Finance Agency's July report on the performance of loans backed by the government sponsored enterprises it oversees.
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The introduction of utility, cable and telco payment information follows noticeable growth in the past year toward the inclusion of rental history in underwriting.
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The company, which is undertaking a substantial cost-cutting reorganization and laying off thousands, also announced pay raises last month for at least two executives.
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The high interest rate environment is causing repeat buyers to pull back from the market, creating ample space for entry borrowers to purchase a home.
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Origination activity dropped quarter-to-quarter by more than prior industry estimates, however.
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