The mortgage industry's digital transformation is revolutionizing the home buying experience and upending the status quo for lenders and servicers. The Digital Mortgage Conference is the premiere event exclusively dedicated to these developments, bringing over 1,500 professionals to Las Vegas on Sept. 17-18 for keynote speakers, panels and the main attraction: live product demos showcasing the latest mortgage innovations.

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Federal Reserve Gov. Lisa Cook, citing several studies, outlined her concerns Thursday that generative AI could be used to manipulate markets, and regulators have not yet thought through how to police such activity.
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Frank Cassidy, who is currently principal deputy assistant secretary at the Department of Housing and Urban Development, will soon face a full Senate vote.
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Sarah Woodard is Director of Insurance Product Management at InvoiceCloud, Inc., where she leads development of digital payment and disbursement solutions for insurance carriers. She brings a strong background in product management, program leadership, and systems engineering across the insurance-tech space. Prior to her current role, she held positions including Product Manager at New Relic, Inc., and earlier roles in systems and project management. Sarah holds both bachelor's and master's degrees in engineering from Worcester Polytechnic Institute.
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Even with this week's increase, mortgage rates have remained within a 13 basis point band since mid-September, with industry pundits saying that's where they will stay.
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The national median payment applied for by purchase applicants fell to $2,039 in October from September, the Mortgage Bankers Association said.
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Sales of previously owned homes in the US rose in October to the fastest pace in eight months, as buyers took advantage of lower mortgage rates and gained the upper hand over sellers in some markets.
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