Digital Mortgage Direct Page

The Federal Reserve, FDIC, OCC and CFPB — increasingly under the leadership of Democratic appointees — are gearing up to regulate cryptocurrency, modernize the Community Reinvestment Act and give consumers more control of their personal data. Here's a look at the policy changes they're mulling.

The merger, which was initially expected to be approved last year, will create one of the 10 largest banks across Illinois, Indiana and Wisconsin.

In addition to hinting at a March rate hike, the central bank this week announced an intention to have Treasury securities make up a greater share of its holdings, which has implications for securitized home loans.

Paul Rogash is CEO at BetU.

It was the biggest annual gain since 2013, Attom Data Solutions found.

But economists predict upward pressure in the coming months after comments from Federal Reserve Chair Jerome Powell.

Huw Morgan is Managing Principal and Insurance Practice Lead for Capco Canada, a global technology and management consultancy.

New player Tomo is entering this niche while a trio of established players enhance their existing offerings for their third-party channels.

Esusu, a financial technology company that aims to help bridge the racial wealth gap by reporting rent payments to credit agencies, has become one of only a few Black-owned startups to reach a valuation of $1 billion after closing a Series B round led by SoftBank Vision Fund 2.

Nathan Fisher is a managing director at StoneTurn. As a former special agent with the FBI, he conducted complex intelligence, counterintelligence, and cyber-focused investigations and operations. In his current role, he advises clients on national security and cybersecurity.