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David Mahdi is a senior research director in IT Leaders Systems, Security and Risk at Gartner, focusing on identity and access management, authentication, and data security. His area of expertise includes public-key infrastructure (PKI), certificate management, enterprise, customer and citizen authentication, IAM, blockchain, IoT and data security.

John Toepfer is CEO of investment management industry software provider Synthesis.

Mona Malone is chief human resources officer and head of people and culture for BMO Financial Group. She is accountable for the people and culture agenda at BMO, which includes human resources, corporate communications, community giving, the office of the Chief Executive Officer, BMO Quebec and the bank’s corporate university, BMO IFL.

Malone has held roles in human resources and in the business for over 20 years at BMO. She was a retail banking sales leader at BMO in the GTA and VP product and marketing officer at ePost (a joint venture between Canada post and BMO). In addition, she has held a range of senior HR roles such as CHRO of Canada’s Personal and Commercial Banking group and chief learning and talent officer.

Malone lives in Toronto with her husband and three children. She is a recipient of the Queen’s Diamond Jubilee Medal in recognition of her community service with youth development organizations.

Malone holds an Honours Business Administration degree from Ivey Business School at University of Western Ontario. She is an advisory council member for the Ian O. Ihnatowycz Institute for Leadership at the Ivey Business School, and a member of the Branksome Hall board of governors and the Long Run Initiative board of governors.

Increasingly, it's becoming a tale of two housing markets in the Twin Cities.

Mortgage industry hiring and new job appointments for the week ending July 19.

As budget questions loom over the most popular Small Business Administration loans, lenders have embraced the previously overshadowed 504 program after a key policy tweak.

Caroline Seymour is vice president of product marketing at Zerto.

The National Credit Union Administration caught flak after it approved raising the threshold for appraisals on commercial real estate loans to $1 million.

Mortgage lenders continue prioritizing technology efforts over all else in hopes of tackling a slew of market hurdles and threats, according to Fannie Mae.

Ernest Anunciacion, director of product marketing at Workiva, has over 15 years of experience in internal audit, risk management and business advisory consulting. He is a Certified Internal Auditor and Six Sigma Black Belt. He holds an undergraduate degree and an executive MBA from the Carlson School of Business at the University of Minnesota.