The mortgage industry's digital transformation is revolutionizing the home buying experience and upending the status quo for lenders and servicers. The Digital Mortgage Conference is the premiere event exclusively dedicated to these developments, bringing over 1,500 professionals to Las Vegas on Sept. 17-18 for keynote speakers, panels and the main attraction: live product demos showcasing the latest mortgage innovations.

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In a report Tuesday, credit bureau Experian predicted that government identity systems could get an update in the coming year. Here's what else could happen.
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Rocket Mortgage is also allowing customers to use automated valuation models in lieu of appraisal for loans up to $400,000.
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The news comes weeks after the servicing fintech announced its latest venture capital raise.
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In a wide-ranging interview, Tim Bowler, president of ICE Mortgage, discusses his views of the road ahead, the most crucial aspects of servicing distressed homeowners and why he took a mid-career role as an intern.
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Deon Crasto is a principal product manager at Velocity Global, where he leads global payments and risk. He previously led product teams at Checkr, Livongo and Ondeck Capital. Crasto holds a master's degree in information management from the University of Maryland — College Park and a bachelor's degree in computer engineering from the University of Mumbai.
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The Canadian bank fell short of analysts' expectations on non-interest income partly because of a higher-than-anticipated tax rate. Scotiabank's results also included a one-time impairment charge related to its investment in Bank of Xi'an Co. in China.
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The Consumer Financial Protection Bureau issued a proposal to protect consumer data privacy and categorize data brokers that sell sensitive consumer data as "consumer reporting agencies" under the Fair Credit Reporting Act, a move that could garner bipartisan support.
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Cheri Wheeler is the vice president and senior consultant at Kelly Benefits Strategies.
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Listing the changes already made to its business model in his first 90 days, CEO Ryan Marshall said Voxtur could be EBITDA positive if trends hold in 2025.
December 2