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While the 30-year average has hovered near the same level for weeks, the past year brought with it promising trends that may ease affordability in 2026.

Brad Vopni is head of institutional at Gemini, a cryptocurrency platform. Prior to joining Gemini, he was head of digital assets at global electronic trading firm Hudson River Trading. Previously, he led Capital Markets at NextShares. He has also held senior leadership roles at NASDAQ, ultimately overseeing its U.S. Equities business.

Diane Kennedy, CPA, is head of tax education for Lettuce Financial, strategic tax consultant, founder of USTaxAid.com and best-selling author.

Ran Harpaz is founder and CEO of Lettuce Financial, an AI-powered operating system built for solopreneurs.

Further mortgage payment reductions and other "aggressive" changes to federal policy impacting homeowners are on the roadmap for the coming year.

The latest data offered some relief to traders worried about more pronounced inflation that could keep a lid on rate cuts.

Bloomberg Intelligence puts odds on a release from conservatorship and issuing new shares. Its study estimates critical steps would take "months if not years."

Whitney Stidom is vice president of employer enablement at eHealth, a leading online health insurance marketplace that helps consumers confidently navigate their health benefit decisions. 

The Treasury official renewed a pledge to avoid hurting how mortgages trade in a Fox Business News interview as a new study highlighted one way to do that.

A federal appeals court agreed to have the full bench rehear arguments by the Consumer Financial Protection Bureau's union about whether the Trump administration planned to gut the agency through mass firings.