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The trade group's letter to FHFA Director Bill Pulte pointed out that lenders were facing credit report price hikes for four straight years.

Hart, who came over from Ellie Mae, starts in the position of Jan. 1, as Tim Bowler moves to a new role within ICE's Fixed Income and Data Services division.

Michael Hutchins, the two-time interim chief executive at the government-sponsored enterprise, will remain with the company in his role as president.

New-home purchase activity rose 3.1% year over year, but dropped 7% from October, the Mortgage Bankers Association said.

Higher unemployment has driven these indications of distress higher but most loans that financial institutions hold in their portfolios are still performing.

Richard Bernstein, MBA, is a former IRS R&D engineer who counseled IRS engineering managers for over 17 years on how to think about high-risk R&D tax credits dealing with software. Having retired in 2004, he now is helping businesses compile and archive their substantiation in preparation for submitting their Form 6765, business component and Part G data. Reach him at richb201@gmail.com.

Nonfarm payrolls increased 64,000 in November after declining 105,000 in October, according to Bureau of Labor Statistics data out Tuesday.

Elyse Schupak is a policy advocate at Public Citizen.

Michael Rachesky is the regional vice president at Corporate Synergies, where he leads strategic initiatives focused on enhancing health plan performance and delivering innovative benefits solutions to employer groups across the mid-Atlantic region.