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Chip Merlin is a nationally recognized attorney who has dedicated his career to representing policyholders in insurance disputes. He is the founder of Merlin Law Group and can be reached at cmerlin@merlinlawgroup.com.  

Originators slightly loosened credit for conventional and jumbo products in May but they've held steady after larger growth to begin the year.

The share of warehouse lenders offering funding lines and sublimits for seconds has risen to new heights according to a Mortgage Bankers Association survey.

Joey Reeve, CPA, is the founder of Universal CPA Review. He works with CPA candidates, firms, universities and state CPA societies on CPA exam preparation, candidate support and accounting talent development.

Michelle Stalick is chief accounting officer at BlackLine.

Jasmine Ni is an editorial intern at American Banker in New York. She is the executive editor of The Daily Pennsylvanian at the University of Pennsylvania, where she is entering her senior year.

MBA, UWM, Nexa and Pennymac offer mortgage loan originator training programs for aspiring and licensed LOs, covering NMLS exam prep, wholesale lending and loan origination skills.

Daniel Stein, MD, MBA is the president and founder of Embold Health, a healthcare technology company redefining quality in healthcare. Previously Chief Medical Officer at Walmart Care Clinics, he has also held health policy roles in Washington, D.C. Stein earned his medical degree at Johns Hopkins School of Medicine.

Approximately 54% of homeowners looked to a second lien product to access their home's stored value in the first quarter due to the "lock-in effect."