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Martin E. Persson, PhD, MSc, CPA (Aust.), is an assistant professor of accountancy at the University of Illinois at Urbana-Champaign and a public voices fellow through The OpEd Project.

The capital structure includes first cash flow and last cash flow notes among the senior classes, and expected coupons include 5.64% on the A1A, A1B, A1FCF, A1LCF and A1 notes.

The letter requested the agency to consider expanding the use of hybrid valuation methodologies and increasing the deployment of value acceptance.

The retained portfolios' latest record monthly number puts Fannie Mae in front while Freddie Mac has held onto a lead in quarterly single-family loan purchases.

A new state omnibus bill also adds explicit language and rules addressing servicing loan transfers and timely notifications of changes in escrow amounts.

An audit by the Office of Inspector General concluded that information security programs at both the Federal Reserve Board and the Consumer Financial Protection Bureau are no longer effective due to critical vulnerabilities.

James Wylie is corporate counsel at the State Employee Credit Union of Maryland and the former head of the Division of Public Interest Examinations at the Federal Housing Finance Agency.

BCG finds lenders are turning to AI and M&A to permanently cut costs, even as origination volume and gain-on-sale margins showed year-over-year improvement in Q1.

Nicholas Dooley, CMEA, supervises Withum's cost segregation services group, helping real estate owners, developers and investors identify tax-saving opportunities through strategic fixed asset analysis and accelerated depreciation studies.

Bank of Nova Scotia agreed to acquire Maple Financial Holdings Inc., which owns a small US commercial bank, as the Canadian firm looks to expand its structured-finance business in the American mortgage industry.