The mortgage industry's digital transformation is revolutionizing the home buying experience and upending the status quo for lenders and servicers. The Digital Mortgage Conference is the premiere event exclusively dedicated to these developments, bringing over 1,500 professionals to Las Vegas on Sept. 17-18 for keynote speakers, panels and the main attraction: live product demos showcasing the latest mortgage innovations.

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Government lender Plaza Home Mortgage, non-owner occupied originator Constructive Capital are seeing success in the changing environment, helped by their respective business models.
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Their links to the Treasury have been considered a source of strength and still are, but less so, according to one rating agency. Others disagree.
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A second quarter profit followed two fiscal periods in the red, but the firm had to overcome a $33 million negative mortgage-servicing rights valuation.
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Active listings fell in July on an annual basis, while median home prices also showed signs of a downward trend, according to new data from Realtor.com.
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But a Zillow economist argues that there's plenty of evidence suggesting strong GDP and job growth had more to do with the increase than what Fitch did.
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But its mortgage business remains a money loser, and it wasn't a great period for the acquisition target either.
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BofA is the first large Wall Street bank to officially reverse its call amid growing optimism about the economic outlook.
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Melissa Bailey is a corporate transactional lawyer atBrooks Pierce in Raleigh, North Carolina, where she represents clients in general business and transactional matters, entity formation, securities, and mergers and acquisitions. She can be reached at mbailey@brookspierce.com.August 3













