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But the country is still likely heading towards a recession and it could be deeper than previously thought, Mortgage Bankers Association Chief Economist Mike Fratantoni said.

James Wallis is vice president of Central Bank Engagements and CBDCs at RippleX.

Yuval Brisker is the CEO and co-founder of Alviere, an embedded finance company. Prior to Alviere, he co-founded TOA Technologies, a SaaS solutions firm that was acquired by Oracle in 2014. Before founding TOA, Yuval spent years growing and managing technology ventures.

Damith brings deep technical and executive experience to his role as Loadsure CTO, where he's responsible for strategic technology planning, innovation, and, ultimately, delivery of Loadsure's insurtech platform. In addition, Damith provides a 360-degree view of available technology capabilities, informing strategically sound business decisions by the leadership team.
Prior to joining Loadsure, Damith served as 30dB CTO. There, he architected and built a highly scalable social sentiment engine that delivered real-time insight into both public opinion and what drives it.
It is within the multinational conglomerate, IAC Applications, that Damith grew from senior engineer to technology executive. His responsibilities spanned technology strategy and architecture; business plan development; management; reorganization; and funding of teams across IAC business units, the likes of Pronto, Mindspark, and Ask.com.
As IAC Applications' Vice President of Data, Damith took on broad responsibility for everything from shared data and information strategy to the website, search engine, and its underlying technologies.

Michael Stuart is a behavioral healthcare leader with more than 30 years' diverse experience, ranging from executive management in large behavioral healthcare systems to teaching daily living skills to autistic children. Mike has worked with tens of thousands of people, with a focus on actionable, tangible steps to integrate health and wellness into everyday life. He specializes in teaching the importance of developing and utilizing a strong mindset to address and overcome health and wellness challenges, including addiction and mental well-being. As the Executive Director at AllOne Health EAP, he leads the team in delivering EAP and whole health benefits to organizations, employees and their family members.

During her college experience, Sara changed majors multiple times — and found it hard to retain what she was learning without being able to apply it to a specific career path. Upon graduation with her Associate's Degree, Sara was struggling to find a job and debated pursuing her Bachelor's, only to realize her peers with a four-year degree were also struggling in the job market. When she saw a TikTok advertising an opportunity to earn money while being trained for a successful tech career, without having to sit in another lecture hall, she knew she had to try it. Over a year later, she's a data analyst apprentice at Intermountain Health and championing apprenticeships for those who know college isn't their route to success.

JPMorgan bought First Republic Bank earlier this month after it became the second-largest bank failure in U.S. history and the fourth regional-bank collapse this year.

The bank said it agreed to sell a $2.6 billion portfolio of 74 real estate construction loans as part of its plan to shore up liquidity.

The company's recent expansion into commercial servicing is part of a broader effort to build a diversified business model, according to President and CEO Mike Dubeck.

Also, Polly appoints two new chief officers, Supreme Lending adds marketing leader and Regions Bank welcomes affordable housing finance expert.