Consumers increasingly demand one-stop shop homeownership. How does RESPA evolve as this consumer demand mortgage gives rise to mortgage and real estate joint ventures, as well as mortgage firms integrating multiple homeownership services into one experience? Does RESPA actually keep consumer costs lower? Or is it making prices higher by requiring every provider to incur their own customer acquisition cost? Is there a place for responsible one-stop models in the modern housing market?

Venture capitalists are looking at a maturing mortgage, real estate, and fintech landscape and putting al, the dots together. What are the best ideas as we move into 2022?