GSEs

The Federal Housing Finance Agency unveiled a new proposal Tuesday that would detail how Fannie Mae and Freddie Mac should serve three underserved markets: manufactured housing, affordable housing preservation and rural markets.

Freddie Mac plans to issue $976 million of multifamily mortgage-backed securities later this week.

The answer to lower costs, higher efficiency, and better record keeping for compliance lies in eSignature, e-documents, and e-mortgages, the foundation for which has legally been in place for 15 years now.

Mortgage lenders and servicers weary from a raft of regulatory changes in recent years may see some respite in 2016, but still face some tough issues ahead. Here's the most pressing.

WASHINGTON — Fannie Mae and Freddie Mac would be able to evaluate and use new credit scoring models under a bill introduced in the House that seeks to create more competition in the credit scoring industry.

The American Bankers Association has renewed its alliance with Freddie Mac to provide origination and servicing assistance to banks.

Many consumers misunderstand what is required to obtain a residential mortgage, according to a new Fannie Mae study.

Mortgage applications for new homes declined in November, although not as sharp a drop as is typical for this time of year, according to the Mortgage Bankers Association.

Mortgage rates rose for the week ending Dec. 10, on optimism tied to job growth and a possible rate hike by the Federal Reserve this month, according to Freddie Mac.

Loan limits for the Federal Housing Administration mortgage insurance program in 2016 will rise in 188 counties across the nation where home prices increased.