Loan Think

Every successful lender is familiar with those periods when an operations staff that had previously been working feverishly on a big pipeline of loans is suddenly faced with much less work.

Careful underwriting can take away much of the risk of this supposedly risky type of mortgage lending and contribute to profitable new business.

It might be time for the industry to consider a "less is more" view when it comes to offering consumers mortgage product options.

Heightened regulatory oversight of servicing rights transfers means servicers must clamp down on processes while investors take stock of their own procedures.

Arthur Chu became the third largest money winner on Jeopardy! by bucking the usual strategy for the game, and it is a lesson for originators and their referral partners.

The rapidly changing environment in the mortgage industry requires executives to have a more comprehensive vision for executing effective change management strategies.

Lessons that mortgage originators can learn from preparing to do a 206 mile one day race.

The DOJ wants the banks it threatens with litigation to admit accountability, pay hefty penalties and takes steps to satisfy the public thirst for payback. But the financial system would be better served if the bulk of regulation was left to the banking agencies.

There are still enough indicators out there that suggest another round of foreclosures is near.

This shows that the Consumer Financial Protection Bureau will hold a company responsible for the actions of a third party, regardless of intent, if a consumer is negatively affected.