Loan Think

As the real estate market continues to recover, regulatory pressures are pushing mortgage executives to place consumers and their interests front and center in mortgage transactions.

Here is a list of responses to 15 questions that consumers typically ask mortgage originators when they are looking for reasons not to do business with them.

Charlie Keating, who died Tuesday, epitomized an era today's mortgage lenders would do well to remember as low-yielding portfolio assets tempt them to take bigger risks.

Realtors and consumers give their comments about current conditions in the home sales market.

Barriers exist to full-blown recovery in the housing market. Structural barriers. Economic barriers. Regulatory barriers. The list is endless.

Follow up on a regular basis with the potential clients your referral partners send to your shop.

Although the national outlook continues to improve as the worst of the housing crisis abates, foreclosures and real estate owned properties remain a concern for many markets throughout the country.

The lender can experience problems selling a loan that loses qualified mortgage rule's protection. The lender also could be stuck in a vulnerable position if that loan ultimately defaults.

The allegations centered on the broker and original lender’s conduct in connection with a payment of a yield-spread premium.

The combined disclosure regulation will have a more dramatic impact on operations and vendors than the qualified mortgage rule.