Loan Think

There are things mortgage originators can learn from the pop singer regarding how to market your company and yourself.

Lenders and Realtors are hailing a new law that delays flood insurance premium increases, but unless the government takes actuarially prudent measures, rising sea levels could cost taxpayers dearly.

The OCC reports that $30 billion in HELOCs will reach the end of their initial draw period in 2014. That’s just the beginning.

Done right, the mini-correspondent channel is a legitimate way to create mortgage servicing rights, but the annals of the mortgage industry are filled with solid ideas that went terribly wrong.

The Consumer Financial Protection Bureau has invited consumers to complain about getting a mortgage and it is getting plenty of responses.

The rock and hard place between which lenders have found themselves in regard to the use of hiring screens and disparate impact (in hiring) just got a bit softer.

But be aware of the business and regulatory risks associated with closing loans in your own name.

Jose Gonzalez, the first Hispanic president of a Federal Home Loan Bank, envisions eventually allowing new categories of lenders like REITs to join the system, but wants membership to stay as it is for now.

Originators need to stop waiting for something to happen and instead start going after new business.

everyone, including the underwriter, has an impact on customer experience and denying that means you are no closer to addressing it.