Loan Think

Will the Consumer Financial Protection Bureau hold the loan officer liable?

A pre-approval letter should come from a major lender and not some “no name” mortgage broker.

With the new compliance requirements and rules from government entities including the Consumer Finance Protection Bureau, we have now stepped into the age of a new normal.

The new rules will result in underwriters placing additional scrutiny on these applicants.

When choosing either to fight or take flight, in the mortgage industry it is causing significant M&A activity.

Getting the prep work done now for creating next year's business plan.

Multiple companies have allegedly used borrowers’ maternity/parental leave status to delay or deny loans. This is in violation of the law and alienates a key group of borrowers.

Like clockwork every 30 years, steady and reliable Ginnie Mae revamps its technology whether it needs to or not.

The government removed 25,000 potential buyers per month at the worst possible time.

First-generation Asian and Latino immigrant homeowners saw a lower decline in homeownership rates after the Great Recession than their U.S.-born neighbors.