Loan Think

The government removed 25,000 potential buyers per month at the worst possible time.

First-generation Asian and Latino immigrant homeowners saw a lower decline in homeownership rates after the Great Recession than their U.S.-born neighbors.

Single-issuer Ginnie I pools have been the mainstay of the Ginnie MBS program for decades.

Just because you are a people person, it doesn’t guarantee sales success.

A different compensation structure is possible if broker products fill in gaps banker loans fail to fill and there are careful written policies in place that cover compliance concerns.

The lender paid a $7.5 million fine in July for violating the do not call list regulations and that might have had more to do with its shutdown.

The Homeownership Protection Program is funded with money from the national mortgage settlement to help people avoid foreclosure.

Originators can't divide annual income by 12 to see if the borrower qualifies for a loan.

Mortgage firms are in fight or flight mode as they plan either to comply to an avalanche of new regs or be acquired by other companies.

Brokers need to take pride in their business and protect it.