Loan Think

Lat week we talked about what the average mortgage bank was looking for in a loan officer, and we touched on what the average mortgage operation was looking for. But, who wants to be average?

Three very different events for our Realtors to enjoy. It's all about the marketing baby!

We're hearing that although we just got done with a round of Home Equity Conversion Mortgage reform, there is another one coming from a recent decision in a case involving non-borrowing spouses’ rights.

There are still 121 rules mandated by Dodd-Frank that have not even been proposed yet—nearly a third of the rules mandated by the law.

We're hearing the “new urbanism” may change the underwriting for home loans, especially if millennials maintain their preference for city living.

Because traditional credit scores can be inadequate, more and more lenders should be turning to supplemental FCRA-compliant data to paint a more accurate picture.

We're hearing that consumers love the concept of homeownership but when it comes to finding a place to live they end up renting.

A mortgage servicer's decision to use batch file or real time integration for their systems is not cut and dry with one method having definitive benefits over the other.

The Consumer Financial Protection Bureau in its final rule has further eased the definition of origination.

We're hearing from New York where one mortgage banker and two MLOs recently entered into settlement agreements with the Department of Financial Services.