Loan Think

It was not that the Home Mortgage Disclosure Act inaccuracies were intentional. Rather, it was that insufficient compliance and monitoring caused them.

Contracts need to be updated before Jan. 1 in order to legally pay this compensation.

We're hearing from Des Moines where two competing real estate companies are engaged in a bitter fight for market share that includes litigation.

Putting a hold on sending text messages to clients.

Lat week we talked about what the average mortgage bank was looking for in a loan officer, and we touched on what the average mortgage operation was looking for. But, who wants to be average?

Three very different events for our Realtors to enjoy. It's all about the marketing baby!

We're hearing that although we just got done with a round of Home Equity Conversion Mortgage reform, there is another one coming from a recent decision in a case involving non-borrowing spouses’ rights.

There are still 121 rules mandated by Dodd-Frank that have not even been proposed yet—nearly a third of the rules mandated by the law.

We're hearing the “new urbanism” may change the underwriting for home loans, especially if millennials maintain their preference for city living.

Because traditional credit scores can be inadequate, more and more lenders should be turning to supplemental FCRA-compliant data to paint a more accurate picture.