Loan Think

We're hearing while some think adjustable-rate mortgages have been making a comeback, there are some differences in opinions.

Don’t ever stop marketing because you think you’ve reached the point where you don’t need to.

We're hearing that after some rough sledding the last few years, mortgage servicing is once again contributing to the profitability of the nation’s biggest lenders.

Mortgage loan origination software salespeople for decades have swaggered, but they called it walking.

We're hearing there is a growing consensus that Fannie Mae and Freddie Mac should be wound down and replaced with a new system that relies more on private capital than government guarantees.

A lender must be able to document why and how a loan officer’s ultimate total compensation was calculated.

Teresa and Giuseppe “Joe” Giudice are accused of conspiring to defraud lenders and of hiding assets during a bankruptcy proceeding.

We're hearing from the NAR who recently wrote to the assistant secretary of housing about the FHA certification and recertification process for condos.

We're hearing a lot of feedback from readers of last week’s column.

Banks that are worried about competitors may want to consider the client walking through their doors not as a borrower—but as a potential competitor.