Loan Think

As Gen. Douglas McArthur said, “Age wrinkles the body. Quitting wrinkles the soul.”

We're hearing when economic times are hardest, the mortgage industry seems to become the most generous.

The desire to responsibly and successfully own a home is growing again within the hearts of families.

We're hearing there's a general expectation that purchase mortgage lending will pick up as refinancings continue to decline over the next four quarters.

Under the Making Home Affordable programs there can be a benefit for both the homeowner and the industry that many may have overlooked.

Higher rates, thinner margins and changing in secondary market appetites are driving retail lenders toward multiple loan buyers and potential mergers.

The CFPB has issued a formal policy in which it encourages lenders to come forward and provides specific guidelines as to the extent of forgiveness.

In one case, the government went back 30 years for a business owing payroll taxes.

We're hearing from New York, known as the Empire State.

Although the world is full of tools to search out information, how do you really determine if a company is reputable or not?