Loan Think

Some wild and crazy letters of explanation from consumers to originators about having bad credit.

Barry Habib, chief market strategist for Residential Finance, provides statistics on the Case-Shiller Home Price Index as well as figures from CoreLogic's latest foreclosure report.

Due process is an integral piece of each failed transaction.

Make marketing plans around older single females and families looking for schools.

The June pending home sales report has to be taken with a grain of salt because some of the activity is from individuals jumping in with the perception that rates were on the rise and they wanted to get in while the getting was good.

As FHA mortgage insurance protection has changed, it has pushed some mortgages into the "higher priced" category.

We're hearing that in the wake of the financial crisis traditional advertising and marketing messages from the banking industry may be falling on deaf ears.

There have been a great many foreclosure sales in recent years, so they are undoubtedly a large factor in some markets and, in others, have been the markets themselves.

We're hearing that the Senate is bracing for a fight over the confirmation of Rep. Mel Watt to be the new GSE regulator.

It refers to integrating each step of the loan process, from pre-origination activities all the way through servicing to lien satisfaction, in a unified suite of software running on a common platform.