Loan Think

The June pending home sales report has to be taken with a grain of salt because some of the activity is from individuals jumping in with the perception that rates were on the rise and they wanted to get in while the getting was good.

As FHA mortgage insurance protection has changed, it has pushed some mortgages into the "higher priced" category.

We're hearing that in the wake of the financial crisis traditional advertising and marketing messages from the banking industry may be falling on deaf ears.

There have been a great many foreclosure sales in recent years, so they are undoubtedly a large factor in some markets and, in others, have been the markets themselves.

We're hearing that the Senate is bracing for a fight over the confirmation of Rep. Mel Watt to be the new GSE regulator.

It refers to integrating each step of the loan process, from pre-origination activities all the way through servicing to lien satisfaction, in a unified suite of software running on a common platform.

For investors who have thrown big wads of cash toward the “safety” of long-term bonds, the end of low interest rates will not be a welcome one.

This action by the CFPB will likely spur additional complaints by other regulators and borrowers against other companies.

Since the Castle & Cooke case was just filed the outcome remains to be seen.

Recent increases in Federal Housing Administration mortgage insurance premiums are giving a much needed shot in the arm to the private mortgage insurance industry.