Loan Think

We're hearing that the change in interest rates from ever-decreasing to something else is a short-term phenomenon, but also a long-term one.

There may be an exclusion from the originator definition unless the communication involves a discussion of credit terms particular to the borrower.

The government has 10 years from when the loan closes to prosecute and slowly but surely the rounds are being made.

We're hearing about significant changes to the Idaho Residential Mortgage Practices Act which took place as of July 1.

For those who do use social media, they have to decide where they are going to get the best return on their efforts.

I was pleased to hear from many readers who read my column last week about trying to reboot their businesses in the midst of rapid market change.

Regulators have begun a push to significantly limit, and in some cases completely eliminate, the use of automated valuation tools in property valuation efforts.

You need to be able to deal with an unexpected temporary shutdown of operations.

WE’RE HEARING that while UDAAP has primarily shown itself to be a credit card concern so far, mortgage lenders could be next.

Which kind of mortgage sales person are you? Being proactive could save you some grief.