Loan Think

Remember that the three most important words in a real estate deal are location, location, location.

Small and midsize financial institutions and nonbanks look to steady their income stream by retaining servicing in lieu of servicing release premiums.

We're hearing from a lot of mortgage originators that read my blog last week about the need to better measure borrower satisfaction with the mortgage process.

The message: "Let me help you grow your business."

At the end of the day, the debate over the future of the Federal Housing Administration, Fannie Mae and Freddie Mac boils down to one question: What is the appropriate role for government in housing finance?

We're hearing some institutional investors like a home equity sharing product that serves as a partial downpayment for consumers in return for a share of the home’s appreciation over time.

The supply of foreclosed homes and REOs is dwindling quickly and probably has already peaked.

Reflecting on the industry forecast offered by Mortgage Bankers Association economists Jay Brinkmann and Michael Fratantoni, three different images are coming to mind.

We're hearing that the mortgage industry has some catching up to do when it comes to implementing electronic signatures.

We're hearing that the Consumer Financial Protection Bureau will be issuing new guidance on loan officer compensation in June.