Loan Think

At the end of the day, the debate over the future of the Federal Housing Administration, Fannie Mae and Freddie Mac boils down to one question: What is the appropriate role for government in housing finance?

We're hearing some institutional investors like a home equity sharing product that serves as a partial downpayment for consumers in return for a share of the home’s appreciation over time.

The supply of foreclosed homes and REOs is dwindling quickly and probably has already peaked.

Reflecting on the industry forecast offered by Mortgage Bankers Association economists Jay Brinkmann and Michael Fratantoni, three different images are coming to mind.

We're hearing that the mortgage industry has some catching up to do when it comes to implementing electronic signatures.

We're hearing that the Consumer Financial Protection Bureau will be issuing new guidance on loan officer compensation in June.

A 100% free solution to a big lender-appraiser dilemma.

It appears that one of the chief enforcement tools of the Consumer Financial Protection Bureau is the use of the horizontal audit.

Problems that get fixed later don’t cost you more if you can make sure it’s no longer your problem.

If Washington does not continue to support tax policies that encourage housing, it could have disastrous consequences.