Loan Think

FSOC’s statement on the FHFA’s proposed capital rule raises questions for market participants trying to anticipate a post-conservatorship secondary mortgage market, should the incoming administration go through with the GSEs’ exit from governmental control.

Staying in compliance with the Secure and Fair Enforcement for Mortgage Licensing Act has been a difficult task for lenders while employees work from home for months on end.

How we resolve millions of delinquent mortgages due to COVID is the only question that matters.

The Assistant Secretary for Housing and Federal Housing Commissioner at the Department of Housing and Urban Development says HUD is removing regulatory barriers to the proliferation of manufactured housing.

The Libor transition is creating huge headaches for the industry; harnessing AI technologies may be the key to tackling it.

In too many places, identity verification and other vetting is still done manually, says Signicat's John Erik Setsaas.

For many borrowers who might have qualified for conventional financing before the pandemic, non-QM loans are the only path forward toward homeownership.

The pandemic has exacerbated delays and inefficiencies in loan manufacturing, while adding to security risks.

If mortgage lenders need to learn anything from the pandemic, it is relying on a single source for any service could disrupt their activities.

When the economy inevitably slides, leaders with a culture based on the mantra, "Treat people like family, and the money will take care of itself," won't need a miracle to survive.