Loan Think

By providing flexibility for property tax payments localities can help keep local businesses going and maintain their tax base for the future.

FHFA, HUD and Ginnie Mae should let the rate of prepayments on MBS dictate bond prices and market rates.

But unless lenders make fundamental shifts in how they use this technology, change isn't going to happen.

Just like volatility begets volatility, calmness helps support continued calm.

The ripple effect of buying, spending can drive small businesses back to success.

Not only is FHFA Director Mark Calabria preparing the GSEs to raise capital, but he must also help them decide just what they are selling to private investors in the way of equity returns and risk.

To deal with the crunch, servicers should combine cloud and digital workflow automation technologies.

Now is the time for mortgage servicers to prioritize customer care for the homeowners they serve.

The history of riskier lending over the last half century can offer lessons for today's market.

Almost 10 years after it became the business world's biggest buzzword, cloud technology is everywhere, but few mortgage companies have fully capitalized on its efficiency and flexibility advantages.