Loan Think

The agency should resist renewed calls to lower insurance premiums. Doing so would increase demand and raise home prices, negating any proposed benefits.

From origination to payoff, blockchain technology makes data more reliable and secure to enhance and improve mortgage lending.

As the debate over housing reform heats up, policymakers should give careful consideration to a plan that recapitalizes the government-sponsored enterprises.

Lenders should be encouraged to hold more credit risk in the mortgage market, rather than having it foisted on Fannie and Freddie.

Bonus depreciation, Section 179, interest and loss limitations — what does it all mean?

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Federal Home Loan banks have significantly increased their lending to large financial institutions in the post-crisis years, but it’s doubtful this activity will create undue systemic stress because it has displaced other, riskier forms of bank funding.

Changes by the National Labor Relations Board ease the tension between one agency requiring lenders to monitor their social media presence and their employees' free speech rights.

Weak profits and the threat of false claims charges are keeping banks out of the market for loans guaranteed by the Federal Housing Administration and the Department of Veterans Affairs.

The agency’s acting director has recruited several conservative staff members who will likely prove instrumental in charting its future.