Loan Think

Fannie Mae and Freddie Mac can still manage their risk exposure even after reducing or eliminating "loan level price adjustment" fees.

The greatest responsibility lenders and servicers have to homeowners is making sure property tax payment is accurate and on-time.

Regulatory infighting over bond loans offered by down payment assistance programs has the potential to curtail lending to first-time buyers and do real damage to homeownership.

Concern around billionaires from abroad creating a price bubble by sheltering wealth in U.S. real estate is nothing more than hype caused by market commentators for the sake of ratings and page clicks.

Despite headwinds working against the mortgage insurance industry, this business could be the catalyst for bringing private capital back to the mortgage market.

The Federal Housing Administration should look to private mortgage insurance companies as a model for how to standardize the claim review process.

It's time to move past the fear that digital mortgages will make loan officers obsolete.

The impressive loan growth in the second quarter is surprising in an economy that grew by 1.2% in the second quarter and by only 0.8% in the first quarter.

Enforcement actions by the Consumer Financial Protection Bureau against companies are well-known, but compliance starts with individuals.

The emergence of lenders that have no real connection to a geographic area prompts questions over how the Community Reinvestment Act’s “good neighbor” policy can continue.