Loan Think

Consumers don't love to hate lenders, they just often do. By checking in on consumer experiences and opinions often, lenders can stay competitive and avoid negative attention from federal regulators.

Every consumer with a 401(k), retirement account or brokerage account ought to care about whether the government has the right to unilaterally amend a company’s operating agreement.

Mortgage companies must rethink their recruitment strategies and emphasize company culture to attract millennials, or they will become the banks they once worked to replace.

Home Equity Conversion Mortgages have gotten a bad rap, but they're often a better alternative to home equity lines of credit for both borrowers and lenders.

Regulators are unsympathetic to lender losses created by loan officer mistakes, but even with a close reading of compensation rules, a compliant path is still unclear.

Lenders must leverage a variety of tools, from Boomer parents to mobile technology to connect and engage with millennial mortgage borrowers.

Credit unions are no longer the tiny cooperatives they were a generation ago.

Real estate owned managers can differentiate themselves and earn more business by bringing focus back to distressed property rehabilitation.

The mortgage industry typically takes a conservative approach to employees promoting their personal brands. But it's time for lenders to take a lesson from the presidential hopefuls who have gained an upper hand by playing up their individual brands.

Heightened compliance concerns are forcing some lenders to consider offering themselves for acquisition, but this strategy can only be successful with a highly calculated and deliberate approach.