Loan Think

If you don't take control of your business, don't set up a plan and don't take your life by the horns, you're going to continue to be miserable.

Paying attention to detail is important in the mortgage industry but being a control freak could damage your productivity.

Industrywide standards of best practices are a topic that deserves consideration by everyone involved. We should prove that common sense still can prevail.

Lenders should ensure they are not paying for referrals prohibited by the Real Estate Settlement Procedures Act when they purchase these from another company. Here's one way they can.

Lenders need to use nontraditional means of measuring a borrower's likelihood of default.

As we enter the new year, there is a real possibility that we'll be saying good-bye to historically low interest rates and the refinance business that has sustained many firms.

Being a mortgage originator means juggling many tasks but marketing your business takes precedence above all of the others.

The diversity of the U.S. population is at a tipping point and originators need to prepare to serve the needs of this growing pool of customers.

Mortgage denials in 2013 were comparable to those recorded a decade ago, analyses of HMDA data show, challenging perceptions about how easy lending really was during the era of "pulse" loans and "fog-a-mirror finance."

When reading a CBO report, be sure to read all the words, carefully.