Loan Think

As a result of certain court decisions, government agencies like the Federal Housing Administration have even more latitude in pursuing these claims against lenders.

Will you make changes to the way you do business to get what you want, or have you grown complacent with what you have?

The next 12 months could be a rather bumpy ride for the mortgage industry as consumers take more control over the loan origination process.

Incentives for companies aren't the same as incentives for people. The QRM risk-retention rule doesn't solve "IBG, YBG" — "I'll be gone, you'll be gone." Banks appear to have been slow to adopt clawback policies for individual lenders.

Borrowers who are being sued by lenders over the money owed on foreclosed mortgages are making novel use of the Fair Debt Collection Practices Act. They argue that they cannot be sued if they live in a state different from the one where the property is located.

Having a specialty or a niche helps to keep your business away from being at the mercy of interest rate shoppers.

Social media broadly distributes information to users of financial services, yet also creates a new sphere for potential compliance risks, especially for servicers.

Here are some easy ways to introduce your loan origination group to your clients.

What you don't know about a builder's operation could do more than delay your client’s project. It could sink your business.

The government-sponsored enterprises' changes to their representations and warranties regulations could increase lending — and some risks. Here's the downside to the move and how lenders can mitigate related concerns.