Loan Think

Despite the opinions of many that low-down-payment mortgages didn't cause the housing crisis, the fact is that these types of loans did contribute mightily to the bubble that burst.

While the lawsuit may not succeed, lenders should carefully evaluate adherence to required loss mitigation procedures on Department of Housing and Urban Development loans.

The refi boom of 4Q 2013 was certainly another trip to the table. More feeding the mortgage beast with refinances, when really it's the purchases that will sustain us.

The Census Bureau/HUD American Housing Survey isn't just a great source of factoids about the country's housing stock; it's chock-full of fascinating details with mortgage lending implications.

According to Home Mortgage Disclosure and Mortgage Bankers Association data, independent, nonbank mortgage lenders originated 40% of the home purchase loans made in 2013.

Part two of this three-part series covers what the Consumer Financial Protection Bureau wants to see from originators if they close loans in their own name.

In some cases lenders are using “safeguards” against for loans made outside the legal safe harbor for "qualified mortgages" that reprise old protections that did not work before.

Essent Group has priced a $267 million secondary public offering of its common stock.

Going from 5% to 3% may seem like a small difference, but depending on the details, it could mean thousands of new buyers into the market.

Here is an another product to offer your clients who are new to their homes or who have recently refinanced.