Loan Think

In a speech last May, Edward DeMarco declared these truths to be self-evident: "Restoring Fannie Mae and Freddie Mac is not the solution. They failed and their business model failed. Going backwards to an obviously failed model cannot be dressed up with some promise of higher capital or explicit rather than implicit guarantees."

A recent decision by the National Labor Relations Board, drastically changes the rights of employees using company email and requires players to review and revise electronic communications policies.

The third and final part of this series tells how to establish a business model acceptable to the CFPB.

The past few weeks will likely go down in history as the tense time period when two famous people suffered health ailments that at first seemed very serious but later turned out to be false health alarms.

Here are three ideas that can be implemented between now and Jan. 2 to get your business in 2015 off to a flying start.

There's little point to Fannie and Freddie's large profits if that money is remitted to the Treasury rather than making the GSEs more financially stable.

Historically, net worth has been the primary, if not sole, criteria used by lenders in segmenting mortgage customers.

Many professionals in the mortgage industry are paying close attention to the non-QM market to see if it will indeed provide a path back to subprime loans of the past.

Creating a business strategy for 2015 detailing the steps and changes you must take to be successful.

Making some small changes to these metrics could quickly increase your number of loans closed.