Loan Think

It is critical for all originators to have a vendor management plan to mitigate their risk and to comply with state, federal and local laws.

Here is a checklist of important items in order to get a report approved in record time.

From Biblical times to the present, fraud has been the key factor in all financial crises. But there is one financial instrument that, if used correctly, can bring equilibrium to fraud-impacted markets.

Word-of-mouth marketing led to a total of seven large mortgage deals for the author.

After years of working through the largest backlog of troubled loans this industry has ever seen, the technology in use today is proven and the executives who use it are well trained and capable.

Despite the opinions of many that low-down-payment mortgages didn't cause the housing crisis, the fact is that these types of loans did contribute mightily to the bubble that burst.

While the lawsuit may not succeed, lenders should carefully evaluate adherence to required loss mitigation procedures on Department of Housing and Urban Development loans.

The refi boom of 4Q 2013 was certainly another trip to the table. More feeding the mortgage beast with refinances, when really it's the purchases that will sustain us.

The Census Bureau/HUD American Housing Survey isn't just a great source of factoids about the country's housing stock; it's chock-full of fascinating details with mortgage lending implications.

According to Home Mortgage Disclosure and Mortgage Bankers Association data, independent, nonbank mortgage lenders originated 40% of the home purchase loans made in 2013.