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Among U.S. financial regulators, Chopra is the one who bankers fear the most. His agency is expected to battle with the financial industry in 2023 on topics ranging from discrimination to fees and the bureau's funding mechanism.

The past 12 months were chock full of impactful changes to the home lending industry but keep an eye on these in particular in the new year.

The top five had more than thirty billion dollars in retail lending in Q3.

Prospective borrowers can secure significant square footage for often below $300,000 in these mostly Midwest cities, according to industry veterans.

The sharpest run-up in rates seen in over three decades slashed mortgage origination volumes, and contributed to a volatile market environment, but had some cyclical benefits for servicing.

The majority of the banks showed declining volumes compared to the quarter before.

The lender plans to grow the segment by relying on account executives and their connections, the company's SVP of sales said.

Baby boomers downsizing, millennials entering their prime homebuying years and Gen Zers going for luxe rentals in trendy cities are among the trends to watch.

Despite cutting back on other tech spending, some lenders plan to deploy these tools in the second quarter of next year, the company's director of banking, mortgage and insurance automation solutions says.

The laws dictating advance notice of mass terminations include various exemptions for employers and suggest employees seek any recourse through legal action.