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National Mortgage News and Mortgage Technology are pleased to announce the finalists for the 15th Annual Mortgage Technology Awards.

The benefits of homeownership are often cited in policy debates, though it has some downsides. Following are the advantages and costs of homeownership for neighborhoods and communities, as summarized in a recent research paper by Jason Fichtner and Jacob Feldman at George Mason University.

From tight credit conditions to empty nesters, here is a litany of problems weighing on the housing market, as summarized in the minutes of last month's Federal Reserve policy meeting.

Managing risk and compliance for lien releases, and making sure they’re accurately processed within a state’s stipulated timeframe, is crucial. Watch as industry expert, and VP of Business Development at Natiowide Title Clearing, Debbie Lastoria, addresses how to monitor risk on lien releases. For more information, click here.

Faulty source documents are a major issue in loan servicing transfers. Between loan origination and the current sale there are often breaks in the benficial chain which may be hard to discover. In this video, Nationwide industry expert Michael O'Connell addresses this issue and discusses why due diligence in vital. For more information, click here.

The federal government has mandated that mortgage assignments are executed with proper legal authority. Watch as industry expert Myron Finley address the pittfalls of a bady managed signing authority, and discusses how to avoid errors and the potentially dire consequences. For more information, click here.

Watch as industry expert Debbie Lastoria answers this question and discusses how you can mitigate risks associated with incomplete files downstream and maintain low costs through an effective process. For more information, click here.

Watch as industry expert Michael O'Connell, COO of Nationwide Title Clearing, answer this question, and addresses why it's so important that assignments are prepared by a company tha understands the details of the requirements and guidelines. For more information, click here.

In this video, Nationwide industry expert Myron Finley answers this question, and discusses the importance of making your notaries experts -- including training, compliance enforcement, and documentation. For more information, click here.

Property report demands have expanded beyond the typical title search. Reports and uses have changed and it may be unnecessary to purchase a full report. Watch as Nationwide Title Clearing expert Debbie Lastoria discusses the different types of reports available and how they can help with due diligence. For more information, click here.