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The Green Lender Award acknowledges a lender that uses technology to promote sustainable and environmentally conscious business practices in the mortgage industry. Learn about this year's finalists and see who won the 2013 MT Award.

The Federal Housing Administration's long-awaited decision to start accepting electronic signatures on mortgage documents will cut down on costs and streamline operations for banks and other mortgage lenders. But the industry still faces several hurdles before it can reap the benefits of this technology upgrade.

The Harnessing Mobile Award commends the development and implementation of mobile technology in the mortgage industry. Learn about this year's finalists and see who won the 2013 MT Award.

New rules the industry is contending with continue to be overwhelming and often unclear but there are still areas that some think need reform, recent reader comments suggest. It all adds up to depict a challenging mortgage business environment today that, as one reader puts it, "Ain't for sissies."

The Lasting Impact Award honors an individual, group or company responsible for a technology initiative or development proven to have an enduring influence that's transformed mortgage finance. Learn about this year's finalists and see who won the 2013 MT Award.

The Lenders' Choice Award commends the technology provider that offers the best customer service, value proposition and overall user experience. The winner is selected by the lenders and servicers named to the Top Tech-Savvy Lenders and Servicers list. Learn about this year's finalists and the companies who voted for them.

A company's decision to commit to offering the loans despite new rules that increase their liability resonates with one reader. More reactions to recent stories follow.

Home sales will rise, home price appreciation will slow, purchases will dominate, government-related securitizations will drop, and commercial ones will grow, according to these forecasts. (Image: Fotolia.)