Countrywide Financial Corp., Calabasas, Calif., and Taylor Woodrow Homes, a homebuilder headquartered in Bradenton, Fla., have announced the formation of TWH Mortgage under the aegis of Countrywide Mortgage Ventures LLC.The joint venture will offer homebuyers in Northern and Southern California a variety of loan programs, including zero-downpayment loans and streamlined Fast & Easy loans. Taylor Woodrow is developing and constructing planned communities, with both condominium and single-family projects, at 23 locations around the state in addition to its 42 existing communities, Countrywide said. Countrywide can be found online at http://www.countrywide.com.

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