Minneapolis-based Dexma has forged a new relationship with information and services provider LexisNexis U.S. that Dexma says will help its customers and those of Prime Alliance Solutions fight fraud.Through a reseller agreement with LexisNexis, Dexma and Prime Alliance will offer anti-fraud products such as InstantID and InstantID Q&A. InstantID helps lenders verify the identity of mortgage applicants and others seeking credit approval. By conducting a proprietary search against over 1,400 independent data sources and nearly four billion consumer records, the tool verifies that each data element (name, address, Social Security #, birth date, phone #, driver's license #) is authentic and associated with the individual applicant, Dexma said. It also identifies high-risk addresses such as prisons or campgrounds, disconnected phone numbers, Social Security numbers of deceased persons, anyone on a government terrorist list, and discrepancies in data elements. If the applicant fails the InstantID or triggers other "red flags," lenders can use InstantID Q&A to authenticate identity by leveraging the database of publicly available data, the company said. Dexma can be found on the Web at http://www.dexma.com.

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