Fair Isaac Corp., Minneapolis, has announced that its Enterprise Decision Manager system is available for use as a foundation for developing a customizable automated underwriting solution for mortgage bankers of all sizes.The system enables mortgage lenders to standardize lending decision management and strategy refinement across originations and secondary-marketing initiatives, including point-of-sale marketing decisions, cross-sell and up-sell offers, score-based processing, best-fit product selection, risk-based pricing, and best execution. Fair Isaac said the system features a decision engine that can incorporate credit, collateral, and fraud decisions to properly underwrite against multiple investor guidelines while accelerating lending processing cycles. The decision engine's open platform generates decisions based on a multitude of available internal and external data sources, including seamless interaction with e-commerce credit and mortgage banking exchange networks. Fair Isaac can be found on the Web at http://www.fairisaac.com/mba.

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