Early responses to our latest survey question -- whether Congress should overturn the OCC pre-emption rules that exempt national banks and their mortgage subsidiaries from compliance with state predatory lending laws -- have been running neck-and-neck.As of midday Friday, the tally stood at 38 in favor and 36 against. To go to the survey, click http://www.nationalmortgagenews.com/nmn/survey.htm.

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Authoritative analysis and perspective for every segment of the mortgage industry