Replies to our latest survey question on whether the merger of the Mortgage Bankers Association and the National Home Equity Mortgage Association will be good for the industry are running 2-to-1 in favor of an affirmative view.As of midday Friday, the tally stood at 84 who said the merger will be good for the industry and 40 who said it won't. To go to the survey, see the left column of the NMN home page.

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