Scott Tomlinson had a chance to meet the Consumer Financial Protection Bureau's deputy director, and he wasn't going to let the opportunity pass without speaking his mind.

Tomlinson, president and chief executive of the $155-million-asset Flint Community Bank in Albany, Ga., says he recently used his time with Steven Antonakes to express his concerns that small banks in rural or suburban areas shouldn't be treated like huge banks when it comes to mortgage-loan regulations.

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