Four certificates from RAMP series 2004-KR1 Trust have been placed under review for possible downgrade by Moody's Investors Service.The affected securities are classes M-I-4, M-I-5, M-I-6, and M-II-3. The actions were based on an analysis of the credit enhancement provided by subordination, overcollateralization, and excess spread relative to the expected loss, the rating agency said. The mortgage pool includes various types of residential mortgage loans that were not eligible for inclusion in Residential Funding Corp.'s regular securitizations because they did not meet the underwriting guidelines of any of the company's conduit loan programs. Specifically, the loans were fall-outs from the prime jumbo A, alternative-A, Home Solution, and subprime programs, Moody's said.

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