Don't let the odd loan program fool you. A securitization market needs to be developed before there will be any large scale offerings of non-qualified mortgage and other non-agency products.

That's one of the takeaways from a roundtable convened by National Mortgage News at the Regional Conference of Mortgage Bankers Associations in Atlantic City this month. The panelists also discussed the prospects for products such as reverse mortgages, second lien loans and adjustable rate mortgages.

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